Accidental Death and Dismemberment

Summary
Best Features
Enrollment Opportunities
Eligibility
Resources
Contact Information

Summary

All benefits-eligible employees may participate in the accidental death and dismemberment insurance coverage provided by Dearborn National. This insurance provides a monetary benefit for bodily injuries or death resulting from a covered accident to active employees and their covered dependents. If you are enrolled in UT Select, you will receive $20,000 in coverage for free. You have the opportunity to apply for additional coverage for:

Yourself - in increments of $10,000, up to 10 times your annual salary (or $1 million, whichever is less)
Spouse - If you purchase at least $20,000 of voluntary coverage for yourself, you may purchase:
- $10,000 coverage or
- Up to 50% of your own voluntary coverage (or $500,000, whichever is less) in increments of $10,000
Children - If you purchase at least $20,000 of voluntary coverage for yourself, you may purchase $10,000 coverage for each eligible child

Best Features

Free $20,000 in coverage when enrolled in the medical plan
Free online will preparation
Change beneficiaries online

Enrollment Opportunities

Based on federal law, employees may make changes to their benefits only at the times specified below.

At Hire

Within 31 days of hire, benefits eligible employees may add or change benefits.

At Annual Enrollment

Benefits eligible employees may make any changes to their benefits once a year, without a change of status during annual enrollment, which occurs each July.

Family Status Change

Certain events in your family or changes in your dependent’s employment or coverage may enable you to make changes to your benefits outside of annual enrollment. These events, known as Family Status Changes or qualifying events, allow changes to benefits that are consistent the event. (Ex: add medical coverage to your newborn child.)

Benefit changes and supporting documentation must be received by myHR within 31 days of the event. Learn more about these qualifying events and required dependent documentation.